According to PayNXT360, the embedded finance market in United States is expected to grow by 12.2% on an annual basis to reach US$4,84,632.4 million by 2025. The embedded finance market in the country...
According to PayNXT360, the embedded finance market in United States is expected to grow by 12.2% on an annual basis to reach US$4,84,632.4 million by 2025. The embedded finance market in the country has experienced robust growth during 2021-2025, achieving a CAGR of 13.8%. This upward trajectory is expected to continue, with the market forecast to grow at a CAGR of 10.2% from 2026 to 2030. By the end of 2030, the embedded finance market is projected to expand from its 2024 value of US$4,32,065.7 million to approximately US$7,15,050.7 million. Key Trends and Drivers Vertical Software Platforms Are Moving from Embedded Payments to Broader Financial Workflows • A recent shift in the U.S. market is the expansion of embedded payments from a checkout function into a broader financial layer within vertical software. In June 2026, Contractor Plus, a field-service management platform serving contractors, launched Contractor Plus Pay with Finix, embedding payments, billing, recurring billing, progress payments and instant payouts directly into its software. Finix also became a direct U.S. card-network processor in May 2026, giving platforms another route to build payment functionality through a single API rather than relying on a separate processor relationship. • The driver is that SaaS platforms increasingly want payments to become part of their core operating workflow rather than an external service. Platform providers can control merchant onboarding, billing, payouts, reconciliation and risk management within the same interface, while payment infrastructure providers supply the regulated processing and API layer. Stripe's 2026 platform updates similarly added tools for platforms to extend embedded payments into financing, financial accounts and payouts. • This trend is likely to intensify, particularly across field services, healthcare, property management, marketplaces and other vertical SaaS categories. Payments will increasingly become the entry point for additional embedded products such as payouts, accounts, cards and financing. Competition should therefore move toward API breadth, onboarding, fraud controls, compliance and the ability to add multiple financial products without forcing platforms to rebuild their infrastructure. Embedded Banking Is Moving Deeper into Gig-Worker and Vertical Business Platforms • Embedded banking is increasingly being used to manage the financial activity generated by a platform's existing workflow. In the U.S., Uber's Pro Card continues to combine earnings access, a digital banking wallet, transfers, savings management and debit-card functionality within the driver ecosystem. In 2026, Uber expanded Pro Card-linked fuel benefits in response to higher fuel costs, demonstrating how the embedded financial product is being connected to the underlying economics of the platform rather than functioning simply as a standalone debit card. • The U.S. gig economy provides a particularly strong embedded-finance use case because earnings, spending and financial-management needs arise directly from the platform relationship. Meanwhile, infrastructure providers are making account, card and money-movement functionality easier to embed. Unit reported in 2026 that its infrastructure supports platforms such as Relay, Cleo, Wix and Heard, while its newer tools focus on increasing end-user adoption of embedded financial products. • Embedded banking should intensify and become more vertical-specific. Platforms serving workers, landlords, small businesses and other specialised user groups can increasingly move from one financial product to a bundle of accounts, cards, payouts, savings and working-capital services. This should increase platform monetisation and customer retention opportunities, while making sponsor-bank oversight, compliance, fraud management and product economics more important. SME Lending Is Shifting toward Multi-Lender Financing Embedded inside Business Platforms • The recent U.S. development is a move from single-provider platform lending toward embedded financing marketplaces. In June 2026, U.S. small-business banking platform Lili selected Lendio to embed business lending directly inside its platform. Lili customers can explore financing from more than 100 integrated lenders across multiple loan products without leaving the Lili environment. Lendio subsequently described its strategy as enabling SMB platforms and lenders to embed its lending marketplace directly into their own products. • The main driver is the ability to place financing inside platforms where small businesses already manage banking, invoicing, expenses or operations. This reduces the need for businesses to leave their existing workflow to search for funding and allows platforms to use existing customer information to facilitate financing discovery. Shopify provides another established model, with U.S. merchants able to access Capital directly within Shopify and repayments linked to platform sales. • Embedded SME lending is likely to intensify while becoming more specialised. Platforms should increasingly act as distribution and underwriting-data channels, while specialist lenders and marketplaces compete to supply credit behind the interface. This should expand financing opportunities for platform users but also increase scrutiny around credit decisioning, disclosures, fair lending, data use and loss management. Instant-Payment and Risk APIs Are Strengthening the Infrastructure for Embedded Wallets and Payouts • The U.S. embedded-finance infrastructure layer is becoming more capable of supporting real-time financial experiences with integrated risk controls. In April 2026, the Federal Reserve launched the FedNow Network Intelligence API for early adopters, allowing participants to use receiver-account information observed across FedNow to assess payment risk before sending an instant payment. FedNow also increased its transaction limit from $1 million to $10 million for 2026. • The combination of instant settlement and stronger risk infrastructure is important for platforms embedding wallets, payouts and account-to-account transfers. The Federal Reserve has specifically identified digital wallets as a use case where faster movement of funds can improve the underlying customer experience, while FedNow's APIs allow service providers to connect payment functionality more directly into their systems. • This trend should intensify, particularly for embedded wallets, marketplace payouts, payroll-linked services, insurance disbursements and other time-sensitive financial flows. Faster rails alone will not determine adoption; fraud prevention, account verification and compliance will increasingly become part of the embedded infrastructure proposition. This should favour providers capable of combining payment connectivity with risk-management APIs. Competitive Landscape Over the next 2–4 years, competition is likely to intensify and become more specialised, with vertical SaaS, marketplaces, commerce platforms and gig platforms acting as increasingly important distribution channels. Infrastructure providers will compete on payments, accounts, cards, payouts, lending, compliance and fraud capabilities, while platforms will increasingly seek to bundle several financial products. The expansion of FedNow APIs and real-time risk tools should further support embedded money movement, while regulatory and sponsor-bank requirements will constrain providers that cannot maintain appropriate compliance infrastructure. Current State of the Market • Competition in the U.S. is increasingly organised around platform distribution plus financial infrastructure, rather than standalone fintech products. Stripe, Finix and PayPal compete for embedded payments and platform relationships; Unit provides embedded banking infrastructure; Lendio is expanding embedded lending; and specialist platforms such as Branch support financial products inside gig-economy ecosystems. Recent product development indicates a shift toward providers that can support multiple financial functions through APIs rather than only one payment or banking product. Key Players and New Entrants • Verified embedded-finance activity includes Stripe through Connect and platform financial services; Finix through embedded payments for SaaS and vertical platforms; Unit through embedded accounts, money movement and lending infrastructure; Lendio through embedded business-lending marketplaces; PayPal through embedded platform payments and merchant onboarding; and Branch/Uber through the Uber Pro Card ecosystem. Shopify and Lili are important non-financial/financial-platform distribution examples because they place financial products directly inside merchant or small-business workflows. Recent Launches, Partnerships, Mergers, and Acquisitions • Recent competitive activity has been particularly partnership- and product-led. Contractor Plus and Finix launched an embedded payments solution in June 2026; Lili and Lendio announced embedded business lending in June; Mastercard expanded its virtual-card platform with embedded payments and a single API in July; and Intuit launched a business credit card integrated into QuickBooks in July. These developments indicate increasing competition to place payments, credit and spend management directly inside business software. This report provides a detailed data-centric analysis of the embedded finance industry in United States, covering five major verticals: payments, lending, insurance, banking, and investments & wealth management. It covers more than 100 KPIs, including transaction value, transaction volume, average transaction size, revenue indicators, and financial performance measures. The report offers segmentation by business models (platform-based, enabler, and regulatory entity), distribution models (own and third-party platforms), and end-use markets, including e-commerce, retail, healthcare, travel & hospitality, utilities, automotive, education, and the gig economy. Together, these datasets provide a comprehensive, quantifiable view of market size, operational efficiency, risk, customer behavior, and user experience in the embedded finance market. PayNXT360’s research methodology is based on industry best practices. Its unbiased analysis leverages a proprietary analytics platform to offer a detailed view of emerging business and investment market opportunities.
This report provides in-depth, data-centric analysis of the embedded finance market in United States, with exclusive coverage of B2C transactions and adoption metrics. Below is a summary of key market segments:
• United States Embedded Finance Market Size and Growth Dynamics
-- Total Transaction Value
-- Number of Transactions
-- Average Value per Transaction
• United States Embedded Finance Financial Performance Indicators
-- Total Revenue
-- Average Revenue per Transaction / Product
• United States Embedded Finance Key Metrics
-- Operational Efficiency Metrics: Transaction Success Rate, Automation Rate
-- Quality & Risk Metrics: Fraud Rate, Error Rate
-- Customer Behavior Metrics: Repeat Borrowing Rate, Customer Retention Rate, Churn Rate, Conversion Rate, Abandonment Rate, Cross-Sell / Upsell Rate
-- User Experience Metrics: Average Transaction Speed, Average Order Size
• United States Embedded Payments Market Size and Growth Dynamics
-- Total Payment Value (TPV) and Growth Outlook
-- Number of Transactions and Usage Trends
-- Average Revenue per Transaction
• United States Embedded Payments Key Metrics
-- Transaction Metrics: Transaction Success Rate, Repeat Usage Rate
-- Operational Efficiency Metrics: Chargeback Rate, Fraud Rate
-- Conversion & Retention Metrics: Conversion Rate, Abandonment Rate, Customer Retention Rate
-- User Experience Metrics: Average Transaction Speed, Error Rate
• United States Embedded Payments Market Segmentation by Business Models
-- Platform-Based Model
-- Enabler-Based Model
-- Regulatory-Entity Model
• United States Embedded Payments Market Segmentation by Distribution Models
-- Own Platforms
-- Third-Party Platforms
• United States Embedded Payments Market Segmentation by End-Use Markets
-- E-commerce & Retail
-- Digital Products & Services
-- Travel & Hospitality
-- Leisure & Entertainment
-- Health & Wellness
-- Utility Bill Payments
-- Other Sectors
• United States Embedded Lending Market Size and Growth Dynamics
-- Loan Disbursement Value
-- Number of Loans Issued
-- Average Loan Size
• United States Embedded Lending Key Metrics
-- Credit Quality & Risk Metrics: Delinquency Rate, Approval Rate, Default Rate
-- Monetization & Unit Economics Metrics: Interest Revenue per Loan
-- Adoption & Usage Metrics: Repeat Borrowing Rate
-- Operational & Platform Efficiency Metrics: Loan Origination Time (TAT)
• United States Embedded Lending Market Segmentation by Business Models
-- Platform-Based Model
-- Enabler-Based Model
-- Regulatory-Entity Model
• United States Embedded Lending Market Segmentation by Distribution Models
-- Own Platforms
-- Third-Party Platforms
• United States Embedded Lending Market Segmentation by Product Types
-- Buy Now, Pay Later (BNPL)
-- Point-of-Sale (POS) Lending
-- Personal Loans
-- Gig Worker Income Advances
-- Other Loan Types
• United States Embedded Lending Market Segmentation by End-Use Markets
-- E-commerce & Retail
-- Gig Economy
-- Travel & Hospitality
-- Healthcare
-- Education & EdTech
-- Automotive & Mobility
-- Other Sectors
• United States Embedded Insurance Market Size and Premium Dynamics
-- Gross Written Premium (GWP)
-- Number of Policies Issued
-- Average Premium per Policy
• United States Embedded Insurance Key Metrics
-- Policy & Premium Metrics: Renewal Rate
-- Claims & Risk Performance Metrics: Claims Ratio (Loss Ratio), Claim Frequency, Claim Settlement Time, Fraud Rate
-- Platform Monetization Metrics: Embedded Insurance Revenue per User (RIU)
-- Distribution & Conversion Metrics: Attachment Rate, Quote-to-Bind Conversion Rate, Cross-Sell / Upsell Rate
• United States Embedded Insurance Market Segmentation by Policy Type
-- Life Insurance
-- Non-Life Insurance
-- Motor Vehicle
-- Home/Property
-- Accident & Health
• United States Embedded Insurance Market Segmentation by Business Models
-- Platform-Based Model
-- Enabler-Based Model
-- Regulatory-Entity Model
• United States Embedded Insurance Market Segmentation by Distribution Models
-- Own Platforms
-- Third-Party Platforms
• United States Embedded Insurance Market Segmentation by End-Use Markets
-- E-commerce & Retail
-- Travel & Hospitality
-- Automotive & Mobility
-- Healthcare
-- Other Sectors
• United States Embedded Banking Market Size and Account Dynamics
-- Total Deposits / Inflows
-- Account Fee Revenue
• United States Embedded Banking Key Metrics
-- Account Metrics: Account Churn Rate
-- Risk & Compliance Metrics: Fraudulent Transaction Rate
• United States Embedded Banking Distribution by End-Use Markets
-- Gig & Freelance Platforms
-- E-commerce & Marketplaces
-- Fintech Apps & Neobanks
-- Other Platforms
• United States Embedded Investments & Wealth Market Size and User Dynamics
-- Total Assets Under Management (AUM)
-- Number of Investment Transactions
-- Average Investment per User
• United States Embedded Investments & Wealth Key Metrics
-- Returns & Performance Metrics: Annualized Portfolio Return
-- Retention Metrics: Account Churn Rate
• United States Embedded Investments & Wealth Market Segmentation by Business Models
-- Platform-Based Model
-- Enabler-Based Model
-- Regulatory-Entity Model
• United States Embedded Investments & Wealth Market Segmentation by Distribution Models
-- Own Platforms
-- Third-Party Platforms
• United States Embedded Investments & Wealth Market Segmentation by End-Use Markets
-- Fintech & Neobank Apps
-- E-commerce & Super Apps
-- Gig & Freelancer Platforms
-- Other Platforms
• End-to-End Embedded Finance KPI Framework: Build a holistic view of embedded finance markets through a library of 100+ standardized KPIs covering transaction flows, volumes, revenues, take rates, and average ticket sizes. The framework enables consistent tracking of commercial scale, usage intensity, and monetization dynamics across embedded finance use cases, supporting cross-vertical and cross-model comparison. • Full Coverage Across Embedded Finance Verticals: Analyse embedded finance activity across the complete value spectrum, payments, lending, insurance, banking, and investments & wealth, allowing stakeholders to assess how different financial products are embedded into consumer journeys and how vertical-specific economics compare and interact. • Deep Structural Segmentation and Business Model Mapping: Evaluate the market through detailed segmentation by platform-led models, infrastructure and enablement providers, and regulated balance-sheet entities. This structure supports comparison of distribution strategies, regulatory exposure, and value capture between native platforms and third-party embedded finance enablers. • Industry-Specific Adoption and Use-Case Analysis: Track embedded finance penetration and performance across key B2C sectors, including ecommerce, retail, healthcare, travel and hospitality, utilities, automotive, education, and the gig economy. This enables assessment of how sector characteristics influence product design, adoption velocity, and revenue contribution. • Operational, Risk, and Customer-Experience Metrics: Go beyond topline volumes by incorporating indicators related to operational efficiency, risk and loss performance, unit economics, user engagement, and experience quality. This allows a balanced assessment of scalability, sustainability, and execution quality across embedded finance deployments. • Analytics-Ready Dataset for Strategic Decision-Making: Delivered as a structured, model-ready dataset designed for benchmarking, forecasting, and scenario analysis, enabling financial institutions, platforms, fintechs, and investors to support strategy development, competitive positioning, and long-term planning with consistent, comparable data.
1. About this Report 1.1. Summary 1.2. Methodology 1.3. Definition 1.4. Disclaimer 2. United States Embedded Finance Market Size and Future Growth Dynamics 2.1. United States Embedded Finance – Total Transaction Value Trend Analysis, 2021-2030 2.2. United States Embedded Finance – Number of Transactions Trend Analysis, 2021-2030 2.3. United States Embedded Finance – Average Value Per Transaction Trend Analysis, 2021-2030 3. United States Embedded Finance Financial Performance Indicators 3.1. United States Embedded Finance – Total Revenue Trend Analysis, 2021–2030 3.2. United States Embedded Finance – Average Revenue per Transaction / Product, 2021–2030 4. United States Embedded Finance Key Metrics 4.1. United States Embedded Finance – Operational Efficiency Metrics 4.2. United States Embedded Finance – Quality & Risk Metrics 4.3. United States Embedded Finance – Customer Behavior & Conversion Metrics 4.4. United States Embedded Finance – User Experience Metrics 5. United States Embedded Finance Market Segmentation by Key Verticals 6. United States Embedded Payments Market Size and Growth Dynamics 6.1. United States Embedded Payments – Total Payment Value (TPV) and Growth Outlook, 2021–2030 6.2. United States Embedded Payments – Number of Transactions and Usage Trends, 2021–2030 6.3. United States Embedded Payments – Average Revenue per Transaction (US$), 2021–2030 7. United States Embedded Payments Key Metrics 7.1. United States Embedded Payments – Transaction Performance & Conversion 7.2. United States Embedded Payments – Operational Efficiency & Risk Control 7.3. United States Embedded Payments – User Experience Metrics 8. United States Embedded Payments Market Segmentation by Business Models 8.1. United States Embedded Payments Market Share by Business Models 8.2. United States Embedded Payments - Platform-Based Model 8.2.1. United States Embedded Payments - Platform-Based Model Transaction Value, 2021–2030 8.2.2. United States Embedded Payments - Platform-Based Model Transaction Volume, 2021–2030 8.2.3. United States Embedded Payments - Platform-Based Model Average Value per Transaction, 2021–2030 8.3. United States Embedded Payments - Enabler-Based Model 8.3.1. United States Embedded Payments - Enabler-Based Model Transaction Value, 2021–2030 8.3.2. United States Embedded Payments - Enabler-Based Model Transaction Volume, 2021–2030 8.3.3. United States Embedded Payments - Enabler-Based Model Average Value per Transaction, 2021–2030 8.4. United States Embedded Payments - Regulatory-Entity Model 8.4.1. United States Embedded Payments - Regulatory-Entity Model Transaction Value, 2021–2030 8.4.2. United States Embedded Payments - Regulatory-Entity Model Transaction Volume, 2021–2030 8.4.3. United States Embedded Payments - Regulatory-Entity Model Average Value per Transaction, 2021–2030 9. United States Embedded Payments Market Segmentation by Distribution Models 9.1. United States Embedded Payments Market Share by Distribution Models 9.2. United States Embedded Payments Market - Own Platforms 9.2.1. United States Embedded Payments Market - Own Platforms Model Transaction Value, 2021–2030 9.2.2. United States Embedded Payments Market - Own Platforms Model Transaction Volume, 2021–2030 9.2.3. United States Embedded Payments Market - Own Platforms Model Average Value per Transaction, 2021–2030 9.3. United States Embedded Payments Market - Third-Party Platforms 9.3.1. United States Embedded Payments Market - Third-Party Platforms Transaction Value, 2021–2030 9.3.2. United States Embedded Payments Market - Third-Party Platforms Transaction Volume, 2021–2030 9.3.3. United States Embedded Payments Market - Third-Party Platforms Average Value per Transaction, 2021–2030 10. United States Embedded Payments Market Segmentation by End-Use Markets 10.1. United States Embedded Payments Market Share by End-Use Markets 10.2. United States Embedded Payments Market in E-commerce & Retail Segment 10.2.1. United States Embedded Payments in E-commerce & Retail - Transaction Value, 2021–2030 10.2.2. United States Embedded Payments in E-commerce & Retail - Transaction Volume, 2021–2030 10.2.3. United States Embedded Payments in E-commerce & Retail - Average Value per Transaction, 2021–2030 10.3. United States Embedded Payments Market - Digital Products & Services 10.3.1. United States Embedded Payments in Digital Products & Services Segment - Transaction Value, 2021–2030 10.3.2. United States Embedded Payments in Digital Products & Services Segment - Transaction Volume, 2021–2030 10.3.3. United States Embedded Payments in Digital Products & Services Segment - Average Value per Transaction, 2021–2030 10.4. United States Embedded Payments Market - Travel & Hospitality 10.4.1. United States Embedded Payments in Travel & Hospitality Segment - Transaction Value, 2021–2030 10.4.2. United States Embedded Payments in Travel & Hospitality Segment - Transaction Volume, 2021–2030 10.4.3. United States Embedded Payments in Travel & Hospitality Segment - Average Value per Transaction, 2021–2030 10.5. United States Embedded Payments Market - Leisure & Entertainment 10.5.1. United States Embedded Payments in Leisure & Entertainment Segment - Transaction Value, 2021–2030 10.5.2. United States Embedded Payments in Leisure & Entertainment Segment - Transaction Volume, 2021–2030 10.5.3. United States Embedded Payments in Leisure & Entertainment Segment - Average Value per Transaction, 2021–2030 10.6. United States Embedded Payments Market - Health & Wellness 10.6.1. United States Embedded Payments in Health & Wellness Segment - Transaction Value, 2021–2030 10.6.2. United States Embedded Payments in Health & Wellness Segment - Transaction Volume, 2021–2030 10.6.3. United States Embedded Payments in Health & Wellness Segment Segment - Average Value per Transaction, 2021–2030 10.7. United States Embedded Payments Market - Utility Bill Payments 10.7.1. United States Embedded Payments in Utility Bill Payments Segment - Transaction Value, 2021–2030 10.7.2. United States Embedded Payments in Utility Bill Payments Segment - Transaction Volume, 2021–2030 10.7.3. United States Embedded Payments in Utility Bill Payments Segment - Average Value per Transaction, 2021–2030 10.8. United States Embedded Payments Market - Others 10.8.1. United States Embedded Payments in Other Segment - Transaction Value, 2021–2030 10.8.2. United States Embedded Payments in Other Segments - Transaction Volume, 2021–2030 10.8.3. United States Embedded Payments in Other Segment - Average Value per Transaction, 2021–2030 11. United States Embedded Lending Market Size and Growth Dynamics 11.1. Embedded Lending – Loan Disbursement Value, 2021–2030 11.2. Embedded Lending – Number of Loans Issued, 2021–2030 11.3. Embedded Lending – Average Loan Size, 2021–2030 12. United States Embedded Lending Key Metrics 12.1. United States Embedded Lending – Credit Quality & Risk Metrics 12.2. United States Embedded Lending – Monetization & Adoption Metrics 12.3. United States Embedded Lending – Operational & Platform Efficiency Metrics 13. United States Embedded Lending Market Segmentation by Business Models 13.1. United States Embedded Lending Market Share by Business Models 13.2. United States Embedded Lending - Platform-Based Model 13.2.1. United States Embedded Lending - Platform-Based Model Transaction Value, 2021–2030 13.2.2. United States Embedded Lending - Platform-Based Model Transaction Volume, 2021–2030 13.2.3. United States Embedded Lending - Platform-Based Model Average Value per Transaction, 2021–2030 13.3. United States Embedded Lending - Enabler-Based Model 13.3.1. United States Embedded Lending - Enabler-Based Model Transaction Value, 2021–2030 13.3.2. United States Embedded Lending - Enabler-Based Model Transaction Volume, 2021–2030 13.3.3. United States Embedded Lending - Enabler-Based Model Average Value per Transaction, 2021–2030 13.4. United States Embedded Lending - Regulatory-Entity Model 13.4.1. United States Embedded Lending - Regulatory-Entity Model Transaction Value, 2021–2030 13.4.2. United States Embedded Lending - Regulatory-Entity Model Transaction Volume, 2021–2030 13.4.3. United States Embedded Lending - Regulatory-Entity Model Average Value per Transaction, 2021–2030 14. United States Embedded Lending Market Segmentation by Distribution Models 14.1. United States Embedded Lending Market Share by Distribution Models 14.2. United States Embedded Lending Market - Own Platforms 14.2.1. United States Embedded Lending Market - Own Platforms Model Transaction Value, 2021–2030 14.2.2. United States Embedded Lending Market - Own Platforms Model Transaction Volume, 2021–2030 14.2.3. United States Embedded Lending Market - Own Platforms Model Average Value per Transaction, 2021–2030 14.3. United States Embedded Lending Market - Third-Party Platforms 14.3.1. United States Embedded Lending Market - Third-Party Platforms Transaction Value, 2021–2030 14.3.2. United States Embedded Lending Market - Third-Party Platforms Transaction Volume, 2021–2030 14.3.3. United States Embedded Lending Market - Third-Party Platforms Average Value per Transaction, 2021–2030 15. United States Embedded Lending Market Segmentation by Product Type 15.1. United States Embedded Lending Market Share by Product Type Markets 15.2. United States Embedded Lending Market in BNPL (Buy Now, Pay Later) 15.2.1. United States Embedded Lending in BNPL (Buy Now, Pay Later) - Loan Disbursement Value, 2021–2030 15.2.2. United States Embedded Lending in BNPL (Buy Now, Pay Later) - Number of Loans, 2021–2030 15.2.3. United States Embedded Lending in BNPL (Buy Now, Pay Later) - Average Loan Size, 2021–2030 15.3. United States Embedded Lending Market in POS (Point-of-Sale) Lending 15.3.1. United States Embedded Lending in POS (Point-of-Sale) Lending - Loan Disbursement Value, 2021–2030 15.3.2. United States Embedded Lending in POS (Point-of-Sale) Lending - Number of Loans, 2021–2030 15.3.3. United States Embedded Lending in POS (Point-of-Sale) Lending - Average Loan Size, 2021–2030 15.4. United States Embedded Lending Market in Personal Loans 15.4.1. United States Embedded Lending in Personal Loans - Loan Disbursement Value, 2021–2030 15.4.2. United States Embedded Lending in Personal Loans - Number of Loans, 2021–2030 15.4.3. United States Embedded Lending in Personal Loans - Average Loan Size, 2021–2030 15.5. United States Embedded Lending Market in Gig Worker Income Advances 15.5.1. United States Embedded Lending in Gig Worker Income Advances - Loan Disbursement Value, 2021–2030 15.5.2. United States Embedded Lending in Gig Worker Income Advances - Number of Loans, 2021–2030 15.5.3. United States Embedded Lending in Gig Worker Income Advances - Average Loan Size, 2021–2030 15.6. United States Embedded Lending Market in Others 15.6.1. United States Embedded Lending in Others - Loan Disbursement Value, 2021–2030 15.6.2. United States Embedded Lending in Others - Number of Loans, 2021–2030 15.6.3. United States Embedded Lending in Others - Average Loan Size, 2021–2030 16. United States Embedded Lending Market Segmentation by Lending End-Use Markets 16.1. United States Embedded Lending Market Share by End-Use Markets 16.2. United States Embedded Lending Market in E-commerce & Retail Segment 16.2.1. United States Embedded Lending in E-commerce & Retail Segment - Loan Disbursement Value, 2021–2030 16.2.2. United States Embedded Lending in E-commerce & Retail Segment - Number of Loans, 2021–2030 16.2.3. United States Embedded Lending in E-commerce & Retail Segment - Average Loan Size, 2021–2030 16.3. United States Embedded Lending Market in Gig Economy Segment 16.3.1. United States Embedded Lending in Gig Economy Segment - Loan Disbursement Value, 2021–2030 16.3.2. United States Embedded Lending in Gig Economy Segment - Number of Loans, 2021–2030 16.3.3. United States Embedded Lending in Gig Economy Segment - Average Loan Size, 2021–2030 16.4. United States Embedded Lending Market in Travel & Hospitality Segment 16.4.1. United States Embedded Lending in Travel & Hospitality Segment - Loan Disbursement Value, 2021–2030 16.4.2. United States Embedded Lending in Travel & Hospitality Segment - Number of Loans, 2021–2030 16.4.3. United States Embedded Lending in Travel & Hospitality Segment - Average Loan Size, 2021–2030 16.5. United States Embedded Lending Market in Healthcare Segment 16.5.1. United States Embedded Lending in Healthcare Segment - Loan Disbursement Value, 2021–2030 16.5.2. United States Embedded Lending in Healthcare Segment - Number of Loans, 2021–2030 16.5.3. United States Embedded Lending in Healthcare Segment - Average Loan Size, 2021–2030 16.6. United States Embedded Lending Market in Education & EdTech Segment 16.6.1. United States Embedded Lending in Education & EdTech Segment - Loan Disbursement Value, 2021–2030 16.6.2. United States Embedded Lending in Education & EdTech Segment - Number of Loans, 2021–2030 16.6.3. United States Embedded Lending in Education & EdTech Segment - Average Loan Size, 2021–2030 16.7. United States Embedded Lending Market in Automotive & Mobility Segment 16.7.1. United States Embedded Lending in Automotive & Mobility Segment - Loan Disbursement Value, 2021–2030 16.7.2. United States Embedded Lending in Automotive & Mobility Segment - Number of Loans, 2021–2030 16.7.3. United States Embedded Lending in Automotive & Mobility Segment - Average Loan Size, 2021–2030 16.8. United States Embedded Lending Market in Other Segment 16.8.1. United States Embedded Lending in Other Segment - Loan Disbursement Value, 2021–2030 16.8.2. United States Embedded Lending in Other Segment - Number of Loans, 2021–2030 16.8.3. United States Embedded Lending in Other Segment - Average Loan Size, 2021–2030 17. United States Embedded Insurance Market Size and Premium Dynamics 17.1. Embedded Insurance – Gross Written Premium (GWP), 2021–2030 17.2. Embedded Insurance – Policies Issued, 2021–2030 17.3. Embedded Insurance – Average Premium per Policy, 2021–2030 18. United States Embedded Insurance Key Metrics 18.1. United States Embedded Insurance – Policy, Distribution & Conversion Metrics 18.2. United States Embedded Insurance – Claims & Risk Performance 19. United States Embedded Insurance Market Segmentation by Policy Type 19.1. Embedded Insurance Market Share by Policy Type 19.2. Embedded Insurance Market by Life Insurance 19.2.1. Embedded Insurance Market by Life Insurance - Gross Written Premium (GWP) 19.2.2. Embedded Insurance Market by Life Insurance - Policies Issued, 2021–2030 19.2.3. Embedded Insurance Market by Life Insurance - Average Premium per Policy, 2021–2030 19.3. Embedded Insurance Market by Non-Life Insurance 19.3.1. Embedded Insurance Market by Non-Life Insurance - Gross Written Premium (GWP) 19.3.2. Embedded Insurance Market by Non-Life Insurance - Policies Issued, 2021–2030 19.3.3. Embedded Insurance Market by Non-Life Insurance - Average Premium per Policy, 2021–2030 19.4. Embedded Insurance Market Share by Non-Life Insurance Segments 19.4.1. Embedded Insurance Market Size by Motor Vehicle Insurance - Gross Written Premium (GWP) 19.4.2. Embedded Insurance Market Size by Personal Property & Home Insurance - Gross Written Premium (GWP) 19.4.3. Embedded Insurance Market Size by Accident & Health Insurance - Gross Written Premium (GWP) 19.4.4. Embedded Insurance Market Size by Other Insurance Lines - Gross Written Premium (GWP) 20. United States Embedded Insurance Market Segmentation by Business Models 20.1. United States Embedded Insurance Market Share by Business Models 20.2. United States Embedded Insurance - Platform-Based Model 20.2.1. United States Embedded Insurance - Platform-Based Model Transaction Value, 2021–2030 20.2.2. United States Embedded Insurance - Platform-Based Model Transaction Volume, 2021–2030 20.2.3. United States Embedded Insurance - Platform-Based Model Average Value per Transaction, 2021–2030 20.3. United States Embedded Insurance - Enabler-Based Model 20.3.1. United States Embedded Insurance - Enabler-Based Model Transaction Value, 2021–2030 20.3.2. United States Embedded Insurance - Enabler-Based Model Transaction Volume, 2021–2030 20.3.3. United States Embedded Insurance - Enabler-Based Model Average Value per Transaction, 2021–2030 20.4. United States Embedded Insurance - Regulatory-Entity Model 20.4.1. United States Embedded Insurance - Regulatory-Entity Model Transaction Value, 2021–2030 20.4.2. United States Embedded Insurance - Regulatory-Entity Model Transaction Volume, 2021–2030 20.4.3. United States Embedded Insurance - Regulatory-Entity Model Average Value per Transaction, 2021–2030 21. United States Embedded Insurance Market Segmentation by Distribution Models 21.1. United States Embedded Insurance Market Share by Distribution Models 21.2. United States Embedded Insurance Market - Own Platforms 21.2.1. United States Embedded Insurance Market - Own Platforms Model Transaction Value, 2021–2030 21.2.2. United States Embedded Insurance Market - Own Platforms Model Transaction Volume, 2021–2030 21.2.3. United States Embedded Insurance Market - Own Platforms Model Average Value per Transaction, 2021–2030 21.3. United States Embedded Insurance Market - Third-Party Platforms 21.3.1. United States Embedded Insurance Market - Third-Party Platforms Transaction Value, 2021–2030 21.3.2. United States Embedded Insurance Market - Third-Party Platforms Transaction Volume, 2021–2030 21.3.3. United States Embedded Insurance Market - Third-Party Platforms Average Value per Transaction, 2021–2030 22. United States Embedded Insurance Distribution by End-Use Market Sectors 22.1. Embedded Insurance Market share by End-Use Market Sectors 22.2. Embedded Insurance Market Size by E-commerce & Retail Sector - Gross Written Premium (GWP) 22.3. Embedded Insurance Market Size by Travel & Hospitality Sector - Gross Written Premium (GWP) 22.4. Embedded Insurance Market Size by Automotive & Mobility Sector - Gross Written Premium (GWP) 22.5. Embedded Insurance Market Size by Healthcare Sector - Gross Written Premium (GWP) 22.6. Embedded Insurance Market Size by Other Sectors - Gross Written Premium (GWP) 23. United States Embedded Banking Market Size and Account Dynamics 23.1. Embedded Banking – Total Deposits / Inflows, 2021–2030 23.2. Embedded Banking – Account Fee Revenue, 2021–2030 23.3. Embedded Banking – Fraudulent Transaction Rate, 2021–2030 24. United States Embedded Banking Distribution by End-Use Market 24.1. Embedded Banking Market share by End-Use Market 24.2. Embedded Banking Distribution by Gig & Freelance Platforms 24.3. Embedded Banking Distribution by E-commerce & Marketplaces 24.4. Embedded Banking Distribution by Fintech Apps & Neobanks 24.5. Embedded Banking Distribution by Others 25. United States Embedded Investments & Wealth Market Size and User Dynamics 25.1. Embedded Investments – Total Assets Under Management (AUM), 2021–2030 25.2. Embedded Investments – Number of Investment Transactions, 2021–2030 25.3. Embedded Investments – Average Investment per User, 2021–2030 25.4. Embedded Investments & Wealth – Performance & Retention Metrics 26. United States Embedded Investments & Wealth Market Segmentation by Business Models 26.1. United States Embedded Investments & Wealth Market Share by Business Models 26.2. United States Embedded Investments & Wealth - Platform-Based Model 26.2.1. United States Embedded Investments & Wealth - Platform-Based Model Transaction Value, 2021–2030 26.2.2. United States Embedded Investments & Wealth - Platform-Based Model Transaction Volume, 2021–2030 26.2.3. United States Embedded Investments & Wealth - Platform-Based Model Average Value per Transaction, 2021–2030 26.3. United States Embedded Investments & Wealth - Enabler-Based Model 26.3.1. United States Embedded Investments & Wealth - Enabler-Based Model Transaction Value, 2021–2030 26.3.2. United States Embedded Investments & Wealth - Enabler-Based Model Transaction Volume, 2021–2030 26.3.3. United States Embedded Investments & Wealth - Enabler-Based Model Average Value per Transaction, 2021–2030 26.4. United States Embedded Investments & Wealth - Regulatory-Entity Model 26.4.1. United States Embedded Investments & Wealth - Regulatory-Entity Model Transaction Value, 2021–2030 26.4.2. United States Embedded Investments & Wealth - Regulatory-Entity Model Transaction Volume, 2021–2030 26.4.3. United States Embedded Investments & Wealth - Regulatory-Entity Model Average Value per Transaction, 2021–2030 27. United States Embedded Investments & Wealth Market Segmentation by Distribution Models 27.1. United States Embedded Investments & Wealth Market Share by Distribution Models 27.2. United States Embedded Investments & Wealth Market - Own Platforms 27.2.1. United States Embedded Investments & Wealth Market - Own Platforms Model Transaction Value, 2021–2030 27.2.2. United States Embedded Investments & Wealth Market - Own Platforms Model Transaction Volume, 2021–2030 27.2.3. United States Embedded Investments & Wealth Market - Own Platforms Model Average Value per Transaction, 2021–2030 27.3. United States Embedded Investments & Wealth Market - Third-Party Platforms 27.3.1. United States Embedded Investments & Wealth Market - Third-Party Platforms Transaction Value, 2021–2030 27.3.2. United States Embedded Investments & Wealth Market - Third-Party Platforms Transaction Volume, 2021–2030 27.3.3. United States Embedded Investments & Wealth Market - Third-Party Platforms Average Value per Transaction, 2021–2030 28. United States Embedded Investments & Wealth Distribution by End-Use Market 28.1. Embedded Investments & Wealth Market Share Distribution by End-Use Market 28.2. Embedded Investments & Wealth Market by Fintech & Neobank Apps 28.3. Embedded Investments & Wealth Market by E-commerce & Super Apps 28.4. Embedded Investments & Wealth Market by Gig & Freelancer Platforms 28.5. Embedded Investments & Wealth Market by Other Platforms 29. Further Reading 29.1. About PayNXT360 29.2. Related Research
Table 1: United States Embedded Finance – Total Transaction Value (US$ Million), 2021–2030 Table 2: United States Embedded Finance – Number of Transactions (Million), 2021–2030 Table 3: United States Embedded Finance – Average Value per Transaction (US$), 2021–2030 Table 4: United States Embedded Finance – Total Revenue (US$ Million), 2021–2030 Table 5: United States Embedded Finance – Average Revenue per Transaction / Product (US$), 2021–2030 Table 6: United States Embedded Payments – Total Payment Value (TPV) (US$ Million), 2021–2030 Table 7: United States Embedded Payments – Number of Transactions (Million), 2021–2030 Table 8: United States Embedded Payments – Average Revenue per Transaction (US$), 2021–2030 Table 9: United States Embedded Payments – Platform-Based Model Transaction Value (US$ Million), 2021–2030 Table 10: United States Embedded Payments – Platform-Based Model Transaction Volume (Million), 2021–2030 Table 11: United States Embedded Payments – Platform-Based Model Average Value per Transaction (US$), 2021–2030 Table 12: United States Embedded Payments – Enabler-Based Model Transaction Value (US$ Million), 2021–2030 Table 13: United States Embedded Payments – Enabler-Based Model Transaction Volume (Million), 2021–2030 Table 14: United States Embedded Payments – Enabler-Based Model Average Value per Transaction (US$), 2021–2030 Table 15: United States Embedded Payments – Regulatory-Entity Model Transaction Value (US$ Million), 2021–2030 Table 16: United States Embedded Payments – Regulatory-Entity Model Transaction Volume (Million), 2021–2030 Table 17: United States Embedded Payments – Regulatory-Entity Model Average Value per Transaction (US$), 2021–2030 Table 18: United States Embedded Payments – Own Platforms Transaction Value (US$ Million), 2021–2030 Table 19: United States Embedded Payments – Own Platforms Transaction Volume (Million), 2021–2030 Table 20: United States Embedded Payments – Own Platforms Average Value per Transaction (US$), 2021–2030 Table 21: United States Embedded Payments – Third-Party Platforms Transaction Value (US$ Million), 2021–2030 Table 22: United States Embedded Payments – Third-Party Platforms Transaction Volume (Million), 2021–2030 Table 23: United States Embedded Payments – Third-Party Platforms Average Value per Transaction (US$), 2021–2030 Table 24: United States Embedded Payments in E-commerce & Retail – Transaction Value (US$ Million), 2021–2030 Table 25: United States Embedded Payments in E-commerce & Retail – Transaction Volume (Million), 2021–2030 Table 26: United States Embedded Payments in E-commerce & Retail – Average Value per Transaction (US$), 2021–2030 Table 27: United States Embedded Payments in Digital Products & Services – Transaction Value (US$ Million), 2021–2030 Table 28: United States Embedded Payments in Digital Products & Services – Transaction Volume (Million), 2021–2030 Table 29: United States Embedded Payments in Digital Products & Services – Average Value per Transaction (US$), 2021–2030 Table 30: United States Embedded Payments in Travel & Hospitality – Transaction Value (US$ Million), 2021–2030 Table 31: United States Embedded Payments in Travel & Hospitality – Transaction Volume (Million), 2021–2030 Table 32: United States Embedded Payments in Travel & Hospitality – Average Value per Transaction (US$), 2021–2030 Table 33: United States Embedded Payments in Leisure & Entertainment – Transaction Value (US$ Million), 2021–2030 Table 34: United States Embedded Payments in Leisure & Entertainment – Transaction Volume (Million), 2021–2030 Table 35: United States Embedded Payments in Leisure & Entertainment – Average Value per Transaction (US$), 2021–2030 Table 36: United States Embedded Payments in Health & Wellness – Transaction Value (US$ Million), 2021–2030 Table 37: United States Embedded Payments in Health & Wellness – Transaction Volume (Million), 2021–2030 Table 38: United States Embedded Payments in Health & Wellness – Average Value per Transaction (US$), 2021–2030 Table 39: United States Embedded Payments in Utility Bill Payments – Transaction Value (US$ Million), 2021–2030 Table 40: United States Embedded Payments in Utility Bill Payments – Transaction Volume (Million), 2021–2030 Table 41: United States Embedded Payments in Utility Bill Payments – Average Value per Transaction (US$), 2021–2030 Table 42: United States Embedded Payments in Other Segments – Transaction Value (US$ Million), 2021–2030 Table 43: United States Embedded Payments in Other Segments – Transaction Volume (Million), 2021–2030 Table 44: United States Embedded Payments in Other Segments – Average Value per Transaction (US$), 2021–2030 Table 45: United States Embedded Lending – Loan Disbursement Value (US$ Million), 2021–2030 Table 46: United States Embedded Lending – Number of Loans Issued (Million), 2021–2030 Table 47: United States Embedded Lending – Average Loan Size (US$), 2021–2030 Table 48: United States Embedded Lending – Platform-Based Model Transaction Value (US$ Million), 2021–2030 Table 49: United States Embedded Lending – Platform-Based Model Transaction Volume (Million), 2021–2030 Table 50: United States Embedded Lending – Platform-Based Model Average Value per Transaction (US$), 2021–2030 Table 51: United States Embedded Lending – Enabler-Based Model Transaction Value (US$ Million), 2021–2030 Table 52: United States Embedded Lending – Enabler-Based Model Transaction Volume (Million), 2021–2030 Table 53: United States Embedded Lending – Enabler-Based Model Average Value per Transaction (US$), 2021–2030 Table 54: United States Embedded Lending – Regulatory-Entity Model Transaction Value (US$ Million), 2021–2030 Table 55: United States Embedded Lending – Regulatory-Entity Model Transaction Volume (Million), 2021–2030 Table 56: United States Embedded Lending – Regulatory-Entity Model Average Value per Transaction (US$), 2021–2030 Table 57: United States Embedded Lending – Own Platforms Transaction Value (US$ Million), 2021–2030 Table 58: United States Embedded Lending – Own Platforms Transaction Volume (Million), 2021–2030 Table 59: United States Embedded Lending – Own Platforms Average Value per Transaction (US$), 2021–2030 Table 60: United States Embedded Lending – Third-Party Platforms Transaction Value (US$ Million), 2021–2030 Table 61: United States Embedded Lending – Third-Party Platforms Transaction Volume (Million), 2021–2030 Table 62: United States Embedded Lending – Third-Party Platforms Average Value per Transaction (US$), 2021–2030 Table 63: United States Embedded Lending in BNPL – Loan Disbursement Value (US$ Million), 2021–2030 Table 64: United States Embedded Lending in BNPL – Number of Loans (Million), 2021–2030 Table 65: United States Embedded Lending in BNPL – Average Loan Size (US$), 2021–2030 Table 66: United States Embedded Lending in POS Lending – Loan Disbursement Value (US$ Million), 2021–2030 Table 67: United States Embedded Lending in POS Lending – Number of Loans (Million), 2021–2030 Table 68: United States Embedded Lending in POS Lending – Average Loan Size (US$), 2021–2030 Table 69: United States Embedded Lending in Personal Loans – Loan Disbursement Value (US$ Million), 2021–2030 Table 70: United States Embedded Lending in Personal Loans – Number of Loans (Million), 2021–2030 Table 71: United States Embedded Lending in Personal Loans – Average Loan Size (US$), 2021–2030 Table 72: United States Embedded Lending in Gig Worker Income Advances – Loan Disbursement Value (US$ Million), 2021–2030 Table 73: United States Embedded Lending in Gig Worker Income Advances – Number of Loans (Million), 2021–2030 Table 74: United States Embedded Lending in Gig Worker Income Advances – Average Loan Size (US$), 2021–2030 Table 75: United States Embedded Lending in Other Product Types – Loan Disbursement Value (US$ Million), 2021–2030 Table 76: United States Embedded Lending in Other Product Types – Number of Loans (Million), 2021–2030 Table 77: United States Embedded Lending in Other Product Types – Average Loan Size (US$), 2021–2030 Table 78: United States Embedded Lending in E-commerce & Retail – Loan Disbursement Value (US$ Million), 2021–2030 Table 79: United States Embedded Lending in E-commerce & Retail – Number of Loans (Million), 2021–2030 Table 80: United States Embedded Lending in E-commerce & Retail – Average Loan Size (US$), 2021–2030 Table 81: United States Embedded Lending in Gig Economy – Loan Disbursement Value (US$ Million), 2021–2030 Table 82: United States Embedded Lending in Gig Economy – Number of Loans (Million), 2021–2030 Table 83: United States Embedded Lending in Gig Economy – Average Loan Size (US$), 2021–2030 Table 84: United States Embedded Lending in Travel & Hospitality – Loan Disbursement Value (US$ Million), 2021–2030 Table 85: United States Embedded Lending in Travel & Hospitality – Number of Loans (Million), 2021–2030 Table 86: United States Embedded Lending in Travel & Hospitality – Average Loan Size (US$), 2021–2030 Table 87: United States Embedded Lending in Healthcare – Loan Disbursement Value (US$ Million), 2021–2030 Table 88: United States Embedded Lending in Healthcare – Number of Loans (Million), 2021–2030 Table 89: United States Embedded Lending in Healthcare – Average Loan Size (US$), 2021–2030 Table 90: United States Embedded Lending in Education & EdTech – Loan Disbursement Value (US$ Million), 2021–2030 Table 91: United States Embedded Lending in Education & EdTech – Number of Loans (Million), 2021–2030 Table 92: United States Embedded Lending in Education & EdTech – Average Loan Size (US$), 2021–2030 Table 93: United States Embedded Lending in Automotive & Mobility – Loan Disbursement Value (US$ Million), 2021–2030 Table 94: United States Embedded Lending in Automotive & Mobility – Number of Loans (Million), 2021–2030 Table 95: United States Embedded Lending in Automotive & Mobility – Average Loan Size (US$), 2021–2030 Table 96: United States Embedded Lending in Other Segments – Loan Disbursement Value (US$ Million), 2021–2030 Table 97: United States Embedded Lending in Other Segments – Number of Loans (Million), 2021–2030 Table 98: United States Embedded Lending in Other Segments – Average Loan Size (US$), 2021–2030 Table 99: United States Embedded Insurance – Gross Written Premium (GWP) (US$ Million), 2021–2030 Table 100: United States Embedded Insurance – Policies Issued (Million), 2021–2030 Table 101: United States Embedded Insurance – Average Premium per Policy (US$), 2021–2030 Table 102: United States Embedded Insurance (Life) – Gross Written Premium (GWP) (US$ Million), 2021–2030 Table 103: United States Embedded Insurance (Life) – Policies Issued (Million), 2021–2030 Table 104: United States Embedded Insurance (Life) – Average Premium per Policy (US$), 2021–2030 Table 105: United States Embedded Insurance (Non-Life) – Gross Written Premium (GWP) (US$ Million), 2021–2030 Table 106: United States Embedded Insurance (Non-Life) – Policies Issued (Million), 2021–2030 Table 107: United States Embedded Insurance (Non-Life) – Average Premium per Policy (US$), 2021–2030 Table 108: United States Embedded Insurance – Motor Vehicle Insurance, Gross Written Premium (GWP) (US$ Million), 2021–2030 Table 109: United States Embedded Insurance – Personal Property & Home Insurance, Gross Written Premium (GWP) (US$ Million), 2021–2030 Table 110: United States Embedded Insurance – Accident & Health Insurance, Gross Written Premium (GWP) (US$ Million), 2021–2030 Table 111: United States Embedded Insurance – Other Non-Life Insurance Lines, Gross Written Premium (GWP) (US$ Million), 2021–2030 Table 112: United States Embedded Insurance – Platform-Based Model Transaction Value (US$ Million), 2021–2030 Table 113: United States Embedded Insurance – Platform-Based Model Transaction Volume (Million), 2021–2030 Table 114: United States Embedded Insurance – Platform-Based Model Average Value per Transaction (US$), 2021–2030 Table 115: United States Embedded Insurance – Enabler-Based Model Transaction Value (US$ Million), 2021–2030 Table 116: United States Embedded Insurance – Enabler-Based Model Transaction Volume (Million), 2021–2030 Table 117: United States Embedded Insurance – Enabler-Based Model Average Value per Transaction (US$), 2021–2030 Table 118: United States Embedded Insurance – Regulatory-Entity Model Transaction Value (US$ Million), 2021–2030 Table 119: United States Embedded Insurance – Regulatory-Entity Model Transaction Volume (Million), 2021–2030 Table 120: United States Embedded Insurance – Regulatory-Entity Model Average Value per Transaction (US$), 2021–2030 Table 121: United States Embedded Insurance – Own Platforms Transaction Value (US$ Million), 2021–2030 Table 122: United States Embedded Insurance – Own Platforms Transaction Volume (Million), 2021–2030 Table 123: United States Embedded Insurance – Own Platforms Average Value per Transaction (US$), 2021–2030 Table 124: United States Embedded Insurance – Third-Party Platforms Transaction Value (US$ Million), 2021–2030 Table 125: United States Embedded Insurance – Third-Party Platforms Transaction Volume (Million), 2021–2030 Table 126: United States Embedded Insurance – Third-Party Platforms Average Value per Transaction (US$), 2021–2030 Table 127: United States Embedded Insurance – E-commerce & Retail Sector, Gross Written Premium (GWP) (US$ Million), 2021–2030 Table 128: United States Embedded Insurance – Travel & Hospitality Sector, Gross Written Premium (GWP) (US$ Million), 2021–2030 Table 129: United States Embedded Insurance – Automotive & Mobility Sector, Gross Written Premium (GWP) (US$ Million), 2021–2030 Table 130: United States Embedded Insurance – Healthcare Sector, Gross Written Premium (GWP) (US$ Million), 2021–2030 Table 131: United States Embedded Insurance – Other Sectors, Gross Written Premium (GWP) (US$ Million), 2021–2030 Table 132: United States Embedded Banking – Total Deposits / Inflows (US$ Million), 2021–2030 Table 133: United States Embedded Banking – Account Fee Revenue (US$ Million), 2021–2030 Table 134: United States Embedded Banking – Gig & Freelance Platforms, Total Deposits / Inflows (US$ Million), 2021–2030 Table 135: United States Embedded Banking – E-commerce & Marketplaces, Total Deposits / Inflows (US$ Million), 2021–2030 Table 136: United States Embedded Banking – Fintech Apps & Neobanks, Total Deposits / Inflows (US$ Million), 2021–2030 Table 137: United States Embedded Banking – Other Platforms, Total Deposits / Inflows (US$ Million), 2021–2030 Table 138: United States Embedded Investments – Total Assets Under Management (AUM) (US$ Billion), 2021–2030 Table 139: United States Embedded Investments – Number of Investment Transactions (Million), 2021–2030 Table 140: United States Embedded Investments – Average Investment per User (US$), 2021–2030 Table 141: United States Embedded Investments & Wealth – Platform-Based Model Transaction Value (US$ Million), 2021–2030 Table 142: United States Embedded Investments & Wealth – Platform-Based Model Transaction Volume (Million), 2021–2030 Table 143: United States Embedded Investments & Wealth – Platform-Based Model Average Value per Transaction (US$), 2021–2030 Table 144: United States Embedded Investments & Wealth – Enabler-Based Model Transaction Value (US$ Million), 2021–2030 Table 145: United States Embedded Investments & Wealth – Enabler-Based Model Transaction Volume (Million), 2021–2030 Table 146: United States Embedded Investments & Wealth – Enabler-Based Model Average Value per Transaction (US$), 2021–2030 Table 147: United States Embedded Investments & Wealth – Regulatory-Entity Model Transaction Value (US$ Million), 2021–2030 Table 148: United States Embedded Investments & Wealth – Regulatory-Entity Model Transaction Volume (Million), 2021–2030 Table 149: United States Embedded Investments & Wealth – Regulatory-Entity Model Average Value per Transaction (US$), 2021–2030 Table 150: United States Embedded Investments & Wealth – Own Platforms Transaction Value (US$ Million), 2021–2030 Table 151: United States Embedded Investments & Wealth – Own Platforms Transaction Volume (Million), 2021–2030 Table 152: United States Embedded Investments & Wealth – Own Platforms Average Value per Transaction (US$), 2021–2030 Table 153: United States Embedded Investments & Wealth – Third-Party Platforms Transaction Value (US$ Million), 2021–2030 Table 154: United States Embedded Investments & Wealth – Third-Party Platforms Transaction Volume (Million), 2021–2030 Table 155: United States Embedded Investments & Wealth – Third-Party Platforms Average Value per Transaction (US$), 2021–2030 Table 156: United States Embedded Investments & Wealth – Fintech & Neobank Apps, Transaction Value (US$ Million), 2021–2030 Table 157: United States Embedded Investments & Wealth – E-commerce & Super Apps, Transaction Value (US$ Million), 2021–2030 Table 158: United States Embedded Investments & Wealth – Gig & Freelancer Platforms, Transaction Value (US$ Million), 2021–2030 Table 159: United States Embedded Investments & Wealth – Other Platforms, Transaction Value (US$ Million), 2021–2030
Figure 1: PayNXT360’s Methodology Framework Figure 2: United States Embedded Finance – Total Transaction Value (US$ Million), 2021–2030 Figure 3: United States Embedded Finance – Number of Transactions (Million), 2021–2030 Figure 4: United States Embedded Finance – Average Value per Transaction (US$), 2021–2030 Figure 5: United States Embedded Finance – Total Revenue (US$ Million), 2021–2030 Figure 6: United States Embedded Finance – Average Revenue per Transaction / Product (US$), 2021–2030 Figure 7: United States Embedded Finance – Operational Efficiency Metrics (%), 2025 Figure 8: United States Embedded Finance – Quality & Risk Metrics (%), 2025 Figure 9: United States Embedded Finance – Customer Behavior & Conversion Metrics (%), 2025 Figure 10: United States Embedded Finance – User Experience Metrics, 2025 Figure 11: United States Embedded Finance – Market Share by Key Verticals (%), 2025 Figure 12: United States Embedded Payments – Total Payment Value (TPV) (US$ Million), 2021–2030 Figure 13: United States Embedded Payments – Number of Transactions (Million), 2021–2030 Figure 14: United States Embedded Payments – Average Revenue per Transaction (US$), 2021–2030 Figure 15: United States Embedded Payments – Transaction Performance & Conversion Metrics (%), 2025 Figure 16: United States Embedded Payments – Operational Efficiency & Risk Control Metrics (%), 2025 Figure 17: United States Embedded Payments – User Experience Metrics, 2025 Figure 18: United States Embedded Payments – Market Share by Business Models (%), 2021–2030 Figure 19: United States Embedded Payments – Platform-Based Model Transaction Value (US$ Million), 2021–2030 Figure 20: United States Embedded Payments – Platform-Based Model Transaction Volume (Million), 2021–2030 Figure 21: United States Embedded Payments – Platform-Based Model Average Value per Transaction (US$), 2021–2030 Figure 22: United States Embedded Payments – Enabler-Based Model Transaction Value (US$ Million), 2021–2030 Figure 23: United States Embedded Payments – Enabler-Based Model Transaction Volume (Million), 2021–2030 Figure 24: United States Embedded Payments – Enabler-Based Model Average Value per Transaction (US$), 2021–2030 Figure 25: United States Embedded Payments – Regulatory-Entity Model Transaction Value (US$ Million), 2021–2030 Figure 26: United States Embedded Payments – Regulatory-Entity Model Transaction Volume (Million), 2021–2030 Figure 27: United States Embedded Payments – Regulatory-Entity Model Average Value per Transaction (US$), 2021–2030 Figure 28: United States Embedded Payments – Market Share by Distribution Models (%), 2021–2030 Figure 29: United States Embedded Payments – Own Platforms Transaction Value (US$ Million), 2021–2030 Figure 30: United States Embedded Payments – Own Platforms Transaction Volume (Million), 2021–2030 Figure 31: United States Embedded Payments – Own Platforms Average Value per Transaction (US$), 2021–2030 Figure 32: United States Embedded Payments – Third-Party Platforms Transaction Value (US$ Million), 2021–2030 Figure 33: United States Embedded Payments – Third-Party Platforms Transaction Volume (Million), 2021–2030 Figure 34: United States Embedded Payments – Third-Party Platforms Average Value per Transaction (US$), 2021–2030 Figure 35: United States Embedded Payments – Market Share by End-Use Markets (%), 2025 Figure 36: United States Embedded Payments in E-commerce & Retail – Transaction Value (US$ Million), 2021–2030 Figure 37: United States Embedded Payments in E-commerce & Retail – Transaction Volume (Million), 2021–2030 Figure 38: United States Embedded Payments in E-commerce & Retail – Average Value per Transaction (US$), 2021–2030 Figure 39: United States Embedded Payments in Digital Products & Services – Transaction Value (US$ Million), 2021–2030 Figure 40: United States Embedded Payments in Digital Products & Services – Transaction Volume (Million), 2021–2030 Figure 41: United States Embedded Payments in Digital Products & Services – Average Value per Transaction (US$), 2021–2030 Figure 42: United States Embedded Payments in Travel & Hospitality – Transaction Value (US$ Million), 2021–2030 Figure 43: United States Embedded Payments in Travel & Hospitality – Transaction Volume (Million), 2021–2030 Figure 44: United States Embedded Payments in Travel & Hospitality – Average Value per Transaction (US$), 2021–2030 Figure 45: United States Embedded Payments in Leisure & Entertainment – Transaction Value (US$ Million), 2021–2030 Figure 46: United States Embedded Payments in Leisure & Entertainment – Transaction Volume (Million), 2021–2030 Figure 47: United States Embedded Payments in Leisure & Entertainment – Average Value per Transaction (US$), 2021–2030 Figure 48: United States Embedded Payments in Health & Wellness – Transaction Value (US$ Million), 2021–2030 Figure 49: United States Embedded Payments in Health & Wellness – Transaction Volume (Million), 2021–2030 Figure 50: United States Embedded Payments in Health & Wellness – Average Value per Transaction (US$), 2021–2030 Figure 51: United States Embedded Payments in Utility Bill Payments – Transaction Value (US$ Million), 2021–2030 Figure 52: United States Embedded Payments in Utility Bill Payments – Transaction Volume (Million), 2021–2030 Figure 53: United States Embedded Payments in Utility Bill Payments – Average Value per Transaction (US$), 2021–2030 Figure 54: United States Embedded Payments in Other Segments – Transaction Value (US$ Million), 2021–2030 Figure 55: United States Embedded Payments in Other Segments – Transaction Volume (Million), 2021–2030 Figure 56: United States Embedded Payments in Other Segments – Average Value per Transaction (US$), 2021–2030 Figure 57: United States Embedded Lending – Loan Disbursement Value (US$ Million), 2021–2030 Figure 58: United States Embedded Lending – Number of Loans Issued (Million), 2021–2030 Figure 59: United States Embedded Lending – Average Loan Size (US$), 2021–2030 Figure 60: United States Embedded Lending – Credit Quality & Risk Metrics (%), 2025 Figure 61: United States Embedded Lending – Monetization & Adoption Metrics, 2025 Figure 62: United States Embedded Lending – Operational & Platform Efficiency Metrics, 2025 Figure 63: United States Embedded Lending – Market Share by Business Models (%), 2021–2030 Figure 64: United States Embedded Lending – Platform-Based Model Transaction Value (US$ Million), 2021–2030 Figure 65: United States Embedded Lending – Platform-Based Model Transaction Volume (Million), 2021–2030 Figure 66: United States Embedded Lending – Platform-Based Model Average Value per Transaction (US$), 2021–2030 Figure 67: United States Embedded Lending – Enabler-Based Model Transaction Value (US$ Million), 2021–2030 Figure 68: United States Embedded Lending – Enabler-Based Model Transaction Volume (Million), 2021–2030 Figure 69: United States Embedded Lending – Enabler-Based Model Average Value per Transaction (US$), 2021–2030 Figure 70: United States Embedded Lending – Regulatory-Entity Model Transaction Value (US$ Million), 2021–2030 Figure 71: United States Embedded Lending – Regulatory-Entity Model Transaction Volume (Million), 2021–2030 Figure 72: United States Embedded Lending – Regulatory-Entity Model Average Value per Transaction (US$), 2021–2030 Figure 73: United States Embedded Lending – Market Share by Distribution Models (%), 2021–2030 Figure 74: United States Embedded Lending – Own Platforms Transaction Value (US$ Million), 2021–2030 Figure 75: United States Embedded Lending – Own Platforms Transaction Volume (Million), 2021–2030 Figure 76: United States Embedded Lending – Own Platforms Average Value per Transaction (US$), 2021–2030 Figure 77: United States Embedded Lending – Third-Party Platforms Transaction Value (US$ Million), 2021–2030 Figure 78: United States Embedded Lending – Third-Party Platforms Transaction Volume (Million), 2021–2030 Figure 79: United States Embedded Lending – Third-Party Platforms Average Value per Transaction (US$), 2021–2030 Figure 80: United States Embedded Lending – Market Share by Product Types (%), 2021–2030 Figure 81: United States Embedded Lending in BNPL – Loan Disbursement Value (US$ Million), 2021–2030 Figure 82: United States Embedded Lending in BNPL – Number of Loans (Million), 2021–2030 Figure 83: United States Embedded Lending in BNPL – Average Loan Size (US$), 2021–2030 Figure 84: United States Embedded Lending in POS Lending – Loan Disbursement Value (US$ Million), 2021–2030 Figure 85: United States Embedded Lending in POS Lending – Number of Loans (Million), 2021–2030 Figure 86: United States Embedded Lending in POS Lending – Average Loan Size (US$), 2021–2030 Figure 87: United States Embedded Lending in Personal Loans – Loan Disbursement Value (US$ Million), 2021–2030 Figure 88: United States Embedded Lending in Personal Loans – Number of Loans (Million), 2021–2030 Figure 89: United States Embedded Lending in Personal Loans – Average Loan Size (US$), 2021–2030 Figure 90: United States Embedded Lending in Gig Worker Income Advances – Loan Disbursement Value (US$ Million), 2021–2030 Figure 91: United States Embedded Lending in Gig Worker Income Advances – Number of Loans (Million), 2021–2030 Figure 92: United States Embedded Lending in Gig Worker Income Advances – Average Loan Size (US$), 2021–2030 Figure 93: United States Embedded Lending in Other Product Types – Loan Disbursement Value (US$ Million), 2021–2030 Figure 94: United States Embedded Lending in Other Product Types – Number of Loans (Million), 2021–2030 Figure 95: United States Embedded Lending in Other Product Types – Average Loan Size (US$), 2021–2030 Figure 96: United States Embedded Lending – Market Share by End-Use Markets (%), 2021–2030 Figure 97: United States Embedded Lending in E-commerce & Retail – Loan Disbursement Value (US$ Million), 2021–2030 Figure 98: United States Embedded Lending in E-commerce & Retail – Number of Loans (Million), 2021–2030 Figure 99: United States Embedded Lending in E-commerce & Retail – Average Loan Size (US$), 2021–2030 Figure 100: United States Embedded Lending in Gig Economy – Loan Disbursement Value (US$ Million), 2021–2030 Figure 101: United States Embedded Lending in Gig Economy – Number of Loans (Million), 2021–2030 Figure 102: United States Embedded Lending in Gig Economy – Average Loan Size (US$), 2021–2030 Figure 103: United States Embedded Lending in Travel & Hospitality – Loan Disbursement Value (US$ Million), 2021–2030 Figure 104: United States Embedded Lending in Travel & Hospitality – Number of Loans (Million), 2021–2030 Figure 105: United States Embedded Lending in Travel & Hospitality – Average Loan Size (US$), 2021–2030 Figure 106: United States Embedded Lending in Healthcare – Loan Disbursement Value (US$ Million), 2021–2030 Figure 107: United States Embedded Lending in Healthcare – Number of Loans (Million), 2021–2030 Figure 108: United States Embedded Lending in Healthcare – Average Loan Size (US$), 2021–2030 Figure 109: United States Embedded Lending in Education & EdTech – Loan Disbursement Value (US$ Million), 2021–2030 Figure 110: United States Embedded Lending in Education & EdTech – Number of Loans (Million), 2021–2030 Figure 111: United States Embedded Lending in Education & EdTech – Average Loan Size (US$), 2021–2030 Figure 112: United States Embedded Lending in Automotive & Mobility – Loan Disbursement Value (US$ Million), 2021–2030 Figure 113: United States Embedded Lending in Automotive & Mobility – Number of Loans (Million), 2021–2030 Figure 114: United States Embedded Lending in Automotive & Mobility – Average Loan Size (US$), 2021–2030 Figure 115: United States Embedded Lending in Other Segments – Loan Disbursement Value (US$ Million), 2021–2030 Figure 116: United States Embedded Lending in Other Segments – Number of Loans (Million), 2021–2030 Figure 117: United States Embedded Lending in Other Segments – Average Loan Size (US$), 2021–2030 Figure 118: United States Embedded Insurance – Gross Written Premium (GWP) (US$ Million), 2021–2030 Figure 119: United States Embedded Insurance – Policies Issued (Million), 2021–2030 Figure 120: United States Embedded Insurance – Average Premium per Policy (US$), 2021–2030 Figure 121: United States Embedded Insurance – Policy, Distribution & Conversion Metrics (%), 2025 Figure 122: United States Embedded Insurance – Claims & Risk Performance Metrics (%/days), 2025 Figure 123: United States Embedded Insurance – Market Share by Policy Type (%), 2021–2030 Figure 124: United States Embedded Insurance (Life) – Gross Written Premium (GWP) (US$ Million), 2021–2030 Figure 125: United States Embedded Insurance (Life) – Policies Issued (Million), 2021–2030 Figure 126: United States Embedded Insurance (Life) – Average Premium per Policy (US$), 2021–2030 Figure 127: United States Embedded Insurance (Non-Life) – Gross Written Premium (GWP) (US$ Million), 2021–2030 Figure 128: United States Embedded Insurance (Non-Life) – Policies Issued (Million), 2021–2030 Figure 129: United States Embedded Insurance (Non-Life) – Average Premium per Policy (US$), 2021–2030 Figure 130: United States Non-Life Embedded Insurance – Market Share by Segments (%), 2021–2030 Figure 131: United States Embedded Insurance – Motor Vehicle Insurance, Gross Written Premium (GWP) (US$ Million), 2021–2030 Figure 132: United States Embedded Insurance – Personal Property & Home Insurance, Gross Written Premium (GWP) (US$ Million), 2021–2030 Figure 133: United States Embedded Insurance – Accident & Health Insurance, Gross Written Premium (GWP) (US$ Million), 2021–2030 Figure 134: United States Embedded Insurance – Other Non-Life Insurance Lines, Gross Written Premium (GWP) (US$ Million), 2021–2030 Figure 135: United States Embedded Insurance – Market Share by Business Models (%), 2021–2030 Figure 136: United States Embedded Insurance – Platform-Based Model Transaction Value (US$ Million), 2021–2030 Figure 137: United States Embedded Insurance – Platform-Based Model Transaction Volume (Million), 2021–2030 Figure 138: United States Embedded Insurance – Platform-Based Model Average Value per Transaction (US$), 2021–2030 Figure 139: United States Embedded Insurance – Enabler-Based Model Transaction Value (US$ Million), 2021–2030 Figure 140: United States Embedded Insurance – Enabler-Based Model Transaction Volume (Million), 2021–2030 Figure 141: United States Embedded Insurance – Enabler-Based Model Average Value per Transaction (US$), 2021–2030 Figure 142: United States Embedded Insurance – Regulatory-Entity Model Transaction Value (US$ Million), 2021–2030 Figure 143: United States Embedded Insurance – Regulatory-Entity Model Transaction Volume (Million), 2021–2030 Figure 144: United States Embedded Insurance – Regulatory-Entity Model Average Value per Transaction (US$), 2021–2030 Figure 145: United States Embedded Insurance – Market Share by Distribution Models (%), 2021–2030 Figure 146: United States Embedded Insurance – Own Platforms Transaction Value (US$ Million), 2021–2030 Figure 147: United States Embedded Insurance – Own Platforms Transaction Volume (Million), 2021–2030 Figure 148: United States Embedded Insurance – Own Platforms Average Value per Transaction (US$), 2021–2030 Figure 149: United States Embedded Insurance – Third-Party Platforms Transaction Value (US$ Million), 2021–2030 Figure 150: United States Embedded Insurance – Third-Party Platforms Transaction Volume (Million), 2021–2030 Figure 151: United States Embedded Insurance – Third-Party Platforms Average Value per Transaction (US$), 2021–2030 Figure 152: United States Embedded Insurance – Market Share by End-Use Market Sectors (%), 2025 Figure 153: United States Embedded Insurance – E-commerce & Retail Sector, Gross Written Premium (GWP) (US$ Million), 2021–2030 Figure 154: United States Embedded Insurance – Travel & Hospitality Sector, Gross Written Premium (GWP) (US$ Million), 2021–2030 Figure 155: United States Embedded Insurance – Automotive & Mobility Sector, Gross Written Premium (GWP) (US$ Million), 2021–2030 Figure 156: United States Embedded Insurance – Healthcare Sector, Gross Written Premium (GWP) (US$ Million), 2021–2030 Figure 157: United States Embedded Insurance – Other Sectors, Gross Written Premium (GWP) (US$ Million), 2021–2030 Figure 158: United States Embedded Banking – Total Deposits / Inflows (US$ Million), 2021–2030 Figure 159: United States Embedded Banking – Account Fee Revenue (US$ Million), 2021–2030 Figure 160: United States Embedded Banking – Fraudulent Transaction Rate (%), 2021–2030 Figure 161: United States Embedded Banking – Market Share by End-Use Markets (%), 2025 Figure 162: United States Embedded Banking – Gig & Freelance Platforms, Total Deposits / Inflows (US$ Million), 2021–2030 Figure 163: United States Embedded Banking – E-commerce & Marketplaces, Total Deposits / Inflows (US$ Million), 2021–2030 Figure 164: United States Embedded Banking – Fintech Apps & Neobanks, Total Deposits / Inflows (US$ Million), 2021–2030 Figure 165: United States Embedded Banking – Other Platforms, Total Deposits / Inflows (US$ Million), 2021–2030 Figure 166: United States Embedded Investments – Total Assets Under Management (AUM) (US$ Billion), 2021–2030 Figure 167: United States Embedded Investments – Number of Investment Transactions (Million), 2021–2030 Figure 168: United States Embedded Investments – Average Investment per User (US$), 2021–2030 Figure 169: Embedded Investments & Wealth – Performance & Retention Metrics (%), 2025 Figure 170: United States Embedded Investments & Wealth – Market Share by Business Models (%), 2021–2030 Figure 171: United States Embedded Investments & Wealth – Platform-Based Model Transaction Value (US$ Million), 2021–2030 Figure 172: United States Embedded Investments & Wealth – Platform-Based Model Transaction Volume (Million), 2021–2030 Figure 173: United States Embedded Investments & Wealth – Platform-Based Model Average Value per Transaction (US$), 2021–2030 Figure 174: United States Embedded Investments & Wealth – Enabler-Based Model Transaction Value (US$ Million), 2021–2030 Figure 175: United States Embedded Investments & Wealth – Enabler-Based Model Transaction Volume (Million), 2021–2030 Figure 176: United States Embedded Investments & Wealth – Enabler-Based Model Average Value per Transaction (US$), 2021–2030 Figure 177: United States Embedded Investments & Wealth – Regulatory-Entity Model Transaction Value (US$ Million), 2021–2030 Figure 178: United States Embedded Investments & Wealth – Regulatory-Entity Model Transaction Volume (Million), 2021–2030 Figure 179: United States Embedded Investments & Wealth – Regulatory-Entity Model Average Value per Transaction (US$), 2021–2030 Figure 180: United States Embedded Investments & Wealth – Market Share by Distribution Models (%), 2021–2030 Figure 181: United States Embedded Investments & Wealth – Own Platforms Transaction Value (US$ Million), 2021–2030 Figure 182: United States Embedded Investments & Wealth – Own Platforms Transaction Volume (Million), 2021–2030 Figure 183: United States Embedded Investments & Wealth – Own Platforms Average Value per Transaction (US$), 2021–2030 Figure 184: United States Embedded Investments & Wealth – Third-Party Platforms Transaction Value (US$ Million), 2021–2030 Figure 185: United States Embedded Investments & Wealth – Third-Party Platforms Transaction Volume (Million), 2021–2030 Figure 186: United States Embedded Investments & Wealth – Third-Party Platforms Average Value per Transaction (US$), 2021–2030 Figure 187: United States Embedded Investments & Wealth – Market Share by End-Use Market (%), 2021–2030 Figure 188: United States Embedded Investments & Wealth – Fintech & Neobank Apps, Transaction Value (US$ Million), 2021–2030 Figure 189: United States Embedded Investments & Wealth – E-commerce & Super Apps, Transaction Value (US$ Million), 2021–2030 Figure 190: United States Embedded Investments & Wealth – Gig & Freelancer Platforms, Transaction Value (US$ Million), 2021–2030 Figure 191: United States Embedded Investments & Wealth – Other Platforms, Transaction Value (US$ Million), 2021–2030
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